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Home > Blog > Raymond Longoria Insurance Blog: mcallen
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Raymond Longoria Insurance Blog: mcallen

View the latest blog posts from Raymond Longoria Insurance.

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Tuesday, May 5, 2015

Busting 3 Common Flood Myths

Though certain areas are more prone to flooding, floods can happen anywhere and at any time. In fact, floods are the most common natural disaster in the country—and the most expensive disaster to recover from. But many people think that flood insurance is unnecessary because of various things they hear, whether true or not. READ MORE >>

Wednesday, October 2, 2013

10 Ways to Save on Auto Insurance

Think saving on car insurance is out of your reach? Think again! Saving on car insurance is easier than you think. Try these 10 tips to save money: 1.       Buy a low-profile car: Flashy luxury cars can quickly become targets for carjackers. But a smart, sensible car is more likely to be overlooked. READ MORE >>

Friday, March 15, 2013

Can a Seat Belt Violation Raise my Insurance Rates?

If you live in a state that requires drivers to carry McAllen auto insurance, you most likely want to find the least expensive premiums. If you have a good driving record, this shouldn't be a concern. However, if you are charged with one of several violations, your insurance rates may go up. READ MORE >>

Friday, February 15, 2013

Life and Death Insurance

The most common way to think of "life" insurance is to think of it as providing coverage for everything in your life. In the event that you pass away, a  McAllen life insurance policy will take care of your loved ones, bills, estate, and anything else you may own as long as it is covered in the insurance plan. READ MORE >>

Thursday, January 31, 2013

Homeowner's Insurance, Homeowner's Associations, and Restrictive Covenants

According to Investopedia, a restrictive covenant is a clause in a deed that defines and limits what the owner can do with their property. One thing to note about a restrictive covenant is that surrounding property owners, or a homeowners' association, can take the case to court to enforce the restrictions. READ MORE >>

Wednesday, December 19, 2012

Personal Auto Insurance VS Commercial Auto Insurance: Which Is Better?

Insuring an automobile may seem like an easy task. That is however, until it comes to choosing a policy type.  Most business owners are confused over whether to choose McAllen auto insurance or commercial auto insurance to cover their vehicles. This confusion often causes them to either under insure or over insure their vehicles. READ MORE >>

Wednesday, November 7, 2012

6 Reasons Why Home Insurance Claims are Denied

When dealing with a McAllen home insurance claim, one of the very first steps to take is to make contact with the provider of your home insurance. Owning a home insurance policy and making a claim does not necessarily lead to full reimbursement. Your claim could be denied. READ MORE >>

Thursday, October 11, 2012

What Should You Consider When Applying For Home Insurance?

It’s crucial to insure your home and property against a wide range of risks. McAllen home insurance companies are very flexible in this regard and often present home owners with several different policies to insure their homes. You may be torn between several options for your own insurance, especially if you are not particularly knowledgeable in this field. READ MORE >>

Monday, September 17, 2012

Types of Insurance for Retirees

Once you retire, there are many things you no longer have to concern yourself with, but insurance is not one of them. Having a well-designed insurance portfolio ensures you will get the most out of your retirement. Here are some types of coverage you should consider before and after your retirement: READ MORE >>

Wednesday, August 29, 2012

What is Subrogation?

In the event of a loss, insurance providers have the right of subrogation. What this means is the insurance company can choose to recover the claim amount that was paid to a covered person, if the loss was caused by a third party. READ MORE >>

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