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Home > Blog > Raymond Longoria Insurance Blog: life insurance
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Raymond Longoria Insurance Blog: life insurance

View the latest blog posts from Raymond Longoria Insurance.

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Wednesday, December 28, 2022

Term Life vs. Whole Life

Choosing the right life insurance policy can seem like a daunting task. Whole life insurance and term life insurance each provide distinct advantages that are important to understand before choosing a policy. The life insurance experts at Raymond Longoria Insurance in Mission, Texas, are ready to help you understand your life insurance options. READ MORE >>

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Monday, September 26, 2022

Revisiting Your Life Insurance Needs

As autumn arrives and your children start another year of school, it’s a good reminder to ensure their futures are protected. Regardless of how healthy or safe your lifestyle may be, parents and families must take proper precautions to ensure that their children are cared for after a catastrophic event. READ MORE >>

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Wednesday, May 19, 2021

Why To Consider Single Premium Life Insurance

Most people pay for insurance every month. Some people pay quarterly, semi-annually or yearly. If you choose to buy a single-premium life insurance policy, then you usually pay one large premium at the time you enroll in coverage. After that, you don't have to pay again.   READ MORE >>

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Thursday, December 31, 2020

How Many Life Insurance Policies Can You Have?

Since life insurance is designed to cover your loved ones when you are no longer around, it is crucial to have the right amount of coverage in order to provide for those who matter most. As such, some individuals consider adding more than one life insurance policy.  READ MORE >>

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Wednesday, March 14, 2018

Determining Your Life Insurance Beneficiary

When you die, you’re going to want to leave instructions for your survivors on how to handle your estate. If you have life insurance, you will include this policy as one of the assets that survives you, and for good reason. It can serve as a valuable financial tool to help survivors pick up the pieces following your death. READ MORE >>

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Friday, November 10, 2017

Can You Switch to Whole Life Insurance If You Have Term Life?

Having the right type and amount of life insurance is important to everyone. For some people, term life insurance is best. For others, whole life insurance is a better option. Work with your agent to determine which fits your needs. It is possible to make adjustments. You do not have to wait until your policy expires to do so. READ MORE >>

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Wednesday, March 22, 2017

What Happens If I Miss A Life Insurance Premium?

Life insurance helps to minimize financial loss to your loved ones should you die while the policy is in place. Individuals work with their agent to select the right type of life insurance for their needs. They will then begin to make payments on that policy. READ MORE >>

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Friday, December 16, 2016

How Your Life Insurance Needs Change Over Time

Responsible buyers know their long-term needs. If you've recently purchased a life insurance policy, you should know how life's curveballs can impact your payments. Adequate coverage is a relative term, and it can change as your lifestyle does. READ MORE >>

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Tuesday, May 24, 2016

Divorce and Life Insurance

When a couple is going through a divorce, simple discussions about property can become heated. Each party involved wants to ensure they get their fair share of the property. In most marriages, couples also have life insurance policies that must be addressed, but unlike other assets, dividing a life insurance policy isn’t cut and dry. READ MORE >>

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Wednesday, November 25, 2015

Whole Life Insurance vs. Term Life Insurance

Making a decision about what type of life insurance is right for you is complex. Numerous factors play a role in this decision, especially as it relates to what you hope the policy will offer. Take a look at two of the main types of life insurance people purchase today. READ MORE >>

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