Wednesday, March 14, 2018When you die, you’re going to want to leave instructions for your survivors on how to handle your estate. If you have life insurance, you will include this policy as one of the assets that survives you, and for good reason. It can serve as a valuable financial tool to help survivors pick up the pieces following your death. READ MORE >>
Friday, November 10, 2017Having the right type and amount of life insurance is important to everyone. For some people, term life insurance is best. For others, whole life insurance is a better option. Work with your agent to determine which fits your needs. It is possible to make adjustments. You do not have to wait until your policy expires to do so. READ MORE >>
Wednesday, March 22, 2017Life insurance helps to minimize financial loss to your loved ones should you die while the policy is in place. Individuals work with their agent to select the right type of life insurance for their needs. They will then begin to make payments on that policy. READ MORE >>
Friday, December 16, 2016Responsible buyers know their long-term needs. If you've recently purchased a life insurance policy, you should know how life's curveballs can impact your payments. Adequate coverage is a relative term, and it can change as your lifestyle does. READ MORE >>
Tuesday, May 24, 2016When a couple is going through a divorce, simple discussions about property can become heated. Each party involved wants to ensure they get their fair share of the property. In most marriages, couples also have life insurance policies that must be addressed, but unlike other assets, dividing a life insurance policy isn’t cut and dry. READ MORE >>
Wednesday, November 25, 2015Making a decision about what type of life insurance is right for you is complex. Numerous factors play a role in this decision, especially as it relates to what you hope the policy will offer. Take a look at two of the main types of life insurance people purchase today. READ MORE >>
Wednesday, December 3, 2014If you smoke cigarettes, you’ve probably been told time and time again about the ill effects the habit can have on your health, including shortening your expected lifespan. But did you know that smoking can cost considerably more than just the packs that you regularly buy? READ MORE >>
Wednesday, April 30, 2014While insurance and financial professionals argue over the necessity of life insurance for children, there are distinct benefits to this type of policy. Many people think of life insurance as a form of income replacement (which obviously doesn't apply to children), but it has many more benefits for both parents and the insured children themselves. READ MORE >>
Wednesday, February 5, 2014No one likes to think about planning his or her own funeral, but the truth is that it’s a very helpful piece of your family’s financial future. Funeral and burial service costs are exceedingly high, averaging between $10,000 and $15,000 after factoring in the casket, cemetery plot and headstone. READ MORE >>
Wednesday, December 4, 2013Whole life insurance may cost a little more than term life coverage, but it also has some extra living benefits that you should know about. A whole life policy is intended to provide you with a level death benefit that lasts for as long as you pay your premiums. READ MORE >>
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