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Home > Blog > Raymond Longoria Insurance Blog: liability
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Raymond Longoria Insurance Blog: liability

View the latest blog posts from Raymond Longoria Insurance.

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Wednesday, September 23, 2020

Common Property Liability Claims Against Businesses

When businessowners look for general liability insurance, the primary focus is on bodily injury, such as customers slipping and falling. There is another part of general liability insurance, however: property liability. Property liability coverage provides compensation for damages to another person’s policy that may be caused by the business. READ MORE >>

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Tuesday, November 19, 2019

Do You Need General Liability Insurance When Using a Shared Office Space?

When you own a building, it may make sense to buy a general liability insurance policy, so you don't lose the building in a lawsuit. If you're only renting a small space in a shared building, it may seem like you have little to no risk. But there are several reasons you may need to buy general liability insurance. READ MORE >>

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Sunday, September 15, 2019

What Factors Play a Role in General Liability Insurance Cost

How much is general liability insurance for your company? Most of the time, the answer to this is “it depends.” That’s because there are numerous factors that play a role in how much you can expect to pay for insurance coverage. Your agent can offer a quote to give you some insight. READ MORE >>

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Thursday, July 11, 2019

General Liablity Insruance for Health Providers

Health providers, such as those offering chiropractic services, wellness products, or fitness programs, need to have comprehensive general liability insurance. This insurance keeps you protected if your customers or clients suffer harm because of your mistakes. READ MORE >>

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Wednesday, May 15, 2019

When You Need Your CGL Insurance

After opening your business, you'll want to have your insurance coverage on file. When you look it over, you'll likely notice a section called liability or general liability coverage. You might not understand what this coverage does, but you do need it. READ MORE >>

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Friday, March 8, 2019

Will General Liability Costs Increase - How to Manage Costs and Coverage

General liability insurance is one of the most valuable of all forms of business insurance. Each year, millions of claims happen, many of which can financially drain a company. This coverage helps protect them. As a business, though, the costs to pay for these insurance products can seem overwhelming. READ MORE >>

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Thursday, January 10, 2019

Do Paint Stores Have Safety Risks?

Your passion is selling painting supplies. You might sell to artists, contractors and anyone else wanting to spruce up their surroundings. You might think that operating the business will be a breeze. You don’t likely expect problems to come along that harm your clients, after all. READ MORE >>

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Friday, November 9, 2018

Top 5 Industries That Need General Liability Insurance

One of the first steps you should take when starting a small business is to schedule an appointment with your local insurance agent. Why? You need commercial insurance, specifically, general liability insurance. Certain niches and industries require more coverage than others. READ MORE >>

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Wednesday, September 12, 2018

What Determines if You Are Legally Liable for a Mistake in Your Business

A small to medium business can suffer significant financial loss when employees make mistakes. Knowing when you are liable for these mistakes is essential. Your general liability insurance can help cover them, but understanding your liability itself is essential. When is your company financially responsible for these types of mistakes? READ MORE >>

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Tuesday, July 17, 2018

Expanding General Liability Insurance With Umbrella Coverage

A single lawsuit from a client could put your business in a position you cannot afford. That’s where general liability insurance can come in handy. However, it’s not a cure-all. Even the broadest liability insurance has its limits. Still, there are ways small business owners can expand traditional liability limits. READ MORE >>

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