Monday, July 19, 2021There are a lot of insurance options out there! Even basic homeowners insurance policies have a variety of options to choose from, so it’s important to know where to start. Your policy should cover a minimum of 80 percent of the cost of rebuilding your home, not including the value of the land it’s built on. READ MORE >>
Monday, February 15, 2021Protecting your home can be costly. Homeowners unsure about expensive premiums may want to consider a more affordable cash-value policy. How a Cash-Value Policy Works All homeowner policies routinely cover household contents, but how these contents are covered varies greatly depending on the type of insurance. READ MORE >>
Thursday, July 17, 2014Mortgage companies require most people buying a home to purchase home insurance, and for good reason. Your home is likely to be your biggest investment, and it should have adequate coverage in the event of fire, theft, natural disasters or some other emergency. READ MORE >>
Thursday, April 3, 2014As the weather warms, kids once again can enjoy outdoor fun. Kicking around a soccer ball or climbing on a jungle gym is fun for many, but the houses with swimming pools and trampolines often become the most coveted hangout spots in the neighborhood. READ MORE >>
Friday, November 1, 2013Are you wondering if your standard homeowners policy covers your personal assets along with the structure of your home? The answer is yes, to an extent. Most homeowners policies come with contents coverage up to 50 to 70 percent of the amount of coverage on your home. READ MORE >>
Wednesday, August 28, 2013There is something reassuring in knowing that your home and its contents are protected against loss or damage, and that is why a refused claim can be such a devastating experience to endure. Home insurance is complex, and a policy is a legally binding contract that holds within it several clauses and conditions that you need to be aware of. READ MORE >>
Thursday, January 31, 2013According to Investopedia, a restrictive covenant is a clause in a deed that defines and limits what the owner can do with their property. One thing to note about a restrictive covenant is that surrounding property owners, or a homeowners' association, can take the case to court to enforce the restrictions. READ MORE >>
Wednesday, November 7, 2012When dealing with a McAllen home insurance claim, one of the very first steps to take is to make contact with the provider of your home insurance. Owning a home insurance policy and making a claim does not necessarily lead to full reimbursement. Your claim could be denied. READ MORE >>
Thursday, October 11, 2012It’s crucial to insure your home and property against a wide range of risks. McAllen home insurance companies are very flexible in this regard and often present home owners with several different policies to insure their homes. You may be torn between several options for your own insurance, especially if you are not particularly knowledgeable in this field. READ MORE >>
Wednesday, May 16, 2012There are many different insurance terms and policy options that can be easily misinterpreted, when it comes time to start thinking about insurance. Many customers don’t grasp the full extent of what their policies cover, some don’t know what their deductibles and limits are, others s... READ MORE >>
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