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Home > Blog > Raymond Longoria Insurance Blog: home
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Raymond Longoria Insurance Blog: home

View the latest blog posts from Raymond Longoria Insurance.

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Tuesday, December 14, 2021

5 Tips to Save Money on Your Homeowners Insurance Policy

  Deductibles: Think about raising yours from the industry recommended standard of $500 to $1,000, if you can logically afford to do so in the event of a claim. This can actually be a big source of savings all on its own. READ MORE >>

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Tuesday, September 7, 2021

5 Common Myths About Flood Insurance

Obtaining flood insurance should be at the top of your to-do list. For many people, this type of insurance plan can offer an important level of coverage to property owners. However, many people don't realize the need for it. They don't take into consideration the range of risks present. READ MORE >>

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Monday, July 19, 2021

Your Homeowners Insurance Options

There are a lot of insurance options out there! Even basic homeowners insurance policies have a variety of options to choose from, so it’s important to know where to start. Your policy should cover a minimum of 80 percent of the cost of rebuilding your home, not including the value of the land it’s built on. READ MORE >>

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Monday, February 15, 2021

Cash Value Homeowners Insurance

Protecting your home can be costly. Homeowners unsure about expensive premiums may want to consider a more affordable cash-value policy.   How a Cash-Value Policy Works  All homeowner policies routinely cover household contents, but how these contents are covered varies greatly depending on the type of insurance. READ MORE >>

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Wednesday, November 25, 2020

Understanding Flood Insurance Structure Coverage

If you live in a flood zone, then you might have a requirement to buy flood insurance. Many people buy plans that are backed by the National Flood Insurance Program (NFIP), the U.S. government’s insurance pool that makes flood insurance attainable for those who need it.  READ MORE >>

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Monday, December 11, 2017

How to Prevent Slip and Fall Accidents at Your Home Before the Holidays

The holidays often means sharing your home with more people. It can be a fantastic way to spend time with loved ones. Friends gather. Even coworkers are welcome. Yet, with more people also comes higher risk. Homeowners can take steps now to protect themselves and others from such risks. READ MORE >>

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Friday, February 10, 2017

How To Prepare For Floods

It may surprise you, but most home insurance policies don't cover flood damages. Insurance often considers flooding to be any type of water damage, regardless of cause. It's important to keep this in mind, as a flood can come from more than just heavy rain. READ MORE >>

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Wednesday, September 21, 2016

Insurance For Your Motorhome And Trailer

Whether you're moving across the country or you're just spending some time hauling items for your campsite, having a motorhome can be very valuable. Adding a trailer gives you more room to carry larger items, and this can be one of the best ways to bring along large amounts of furniture or belongings. READ MORE >>

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Thursday, June 30, 2016

Home Insurance Tips for First-Time Buyers

When it comes to purchasing a home, most people are excited. In particular, first-time home buyers are thrilled throughout the process. From house hunting to collecting paint swatches, every aspect of the process is welcomed to them. READ MORE >>

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Tuesday, January 6, 2015

Preventing Toilet Floods in Your Home

Has anyone ever talked with you about the water lines going to the toilets in your house? If not, you might want to pay close attention to this information! Those little lines in the back of the toilet connect the water line to the rest of your toilet. Each has a shut off valve. READ MORE >>

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