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Home > Blog > Raymond Longoria Insurance Blog: flood
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Raymond Longoria Insurance Blog: flood

View the latest blog posts from Raymond Longoria Insurance.

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Tuesday, February 8, 2022

Protect Your Valuables from Flooding During Hurricane Season

You can expect to see some flooding in coastal areas during a hurricane, which is why you should consider flood insurance. You can plan ahead by boarding your windows and nailing your items down; but when water gets into your home, you are going to have even more to worry about, especially water damage. READ MORE >>

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Tuesday, September 7, 2021

5 Common Myths About Flood Insurance

Obtaining flood insurance should be at the top of your to-do list. For many people, this type of insurance plan can offer an important level of coverage to property owners. However, many people don't realize the need for it. They don't take into consideration the range of risks present. READ MORE >>

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Friday, April 23, 2021

Is Flood Insurance Required in Texas?

If you live near the south or especially along the coast, you likely face some measure of flood risk. Floods can occur due to heavy rains even outside of coast states, so it is important that you speak with an insurance agent about possibly adding flood insurance to your home insurance policy.  READ MORE >>

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Wednesday, November 25, 2020

Understanding Flood Insurance Structure Coverage

If you live in a flood zone, then you might have a requirement to buy flood insurance. Many people buy plans that are backed by the National Flood Insurance Program (NFIP), the U.S. government’s insurance pool that makes flood insurance attainable for those who need it.  READ MORE >>

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Friday, February 10, 2017

How To Prepare For Floods

It may surprise you, but most home insurance policies don't cover flood damages. Insurance often considers flooding to be any type of water damage, regardless of cause. It's important to keep this in mind, as a flood can come from more than just heavy rain. READ MORE >>

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Tuesday, April 26, 2016

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

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Tuesday, May 5, 2015

Busting 3 Common Flood Myths

Though certain areas are more prone to flooding, floods can happen anywhere and at any time. In fact, floods are the most common natural disaster in the country—and the most expensive disaster to recover from. But many people think that flood insurance is unnecessary because of various things they hear, whether true or not. READ MORE >>

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Tuesday, January 6, 2015

Preventing Toilet Floods in Your Home

Has anyone ever talked with you about the water lines going to the toilets in your house? If not, you might want to pay close attention to this information! Those little lines in the back of the toilet connect the water line to the rest of your toilet. Each has a shut off valve. READ MORE >>

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Wednesday, October 8, 2014

What Homeowners Misunderstand about Flood Insurance

Many homeowners think that if they have home insurance, they're covered against any and all damages. However, it's important to understand what flood insurance can do for you — as well as its limitations — in order to determine if it's worthwhile to add this coverage to your personal insurance portfolio. READ MORE >>

Wednesday, May 16, 2012

Flood and Your Homeowners Insurance Policy

There are many different insurance terms and policy options that can be easily misinterpreted, when it comes time to start thinking about insurance. Many customers don’t grasp the full extent of what their policies cover, some don’t know what their deductibles and limits are, others s... READ MORE >>

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