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Home > Blog > Raymond Longoria Insurance Blog: car insurance
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Raymond Longoria Insurance Blog: car insurance

View the latest blog posts from Raymond Longoria Insurance.

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Tuesday, October 27, 2020

Do I Have to File a Car Insurance Claim After an Accident?

Car accidents can be frightening even long after they’re over, and many people wish to file an insurance claim immediately. Some, however, may not want to file a car insurance claim immediately. There are many reasons you may not want to file a claim, such as if you have already had a recent claim or had another accident just drop off of your record. READ MORE >>

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Thursday, May 10, 2018

The Difference Between Personal Injury and Bodily Injury Coverage

When getting general liability insurance, you might see that it offers bodily injury coverage and personal injury coverage. These types of protection might seem similar if you only look at the names. However, these policies have very distinct differences. You should not attempt to use one type of coverage in  place of the other. READ MORE >>

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Wednesday, November 16, 2016

Preparing Your Car For Hail

No, that isn't snow landing on your lawn. Hail is perhaps one of the strangest and most dangerous weather phenomena there is. It can strike suddenly and cause major damage. Cars are particularly vulnerable to hail damage. Repairs can be expensive. Luckily, most car insurance policies cover hail repair under their comprehensive coverage section. READ MORE >>

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Wednesday, October 19, 2016

What Qualifies As A Total Loss For Car Insurance?

You'e been in a car accident and the damage is significant. What can the insurance company do for you? Depending on the circumstances of the incident, as well as the type of auto insurance you have, your insurer may provide you with the ability to get repairs taken care of by paying a mechanic or auto body shop for them. READ MORE >>

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Monday, March 10, 2014

Thinking of Selling Your Car Before Moving?

So you’ve decided to move to another state? There are a lot of big decisions ahead of you, one of which involves whether you should keep your car or sell your car. Either way, you’ve got some planning to do. Let’s look at some of the things involved with both choices. Selling Your Car READ MORE >>

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Tuesday, January 7, 2014

Packing an Emergency Kit for Your Car

All cars are capable of breaking down without warning, and if that happens, you don’t want to be caught unprepared. Storing a kit of emergency supplies in your trunk can help you out in situations ranging from a flat tire to getting stranded. READ MORE >>

Wednesday, October 2, 2013

10 Ways to Save on Auto Insurance

Think saving on car insurance is out of your reach? Think again! Saving on car insurance is easier than you think. Try these 10 tips to save money: 1.       Buy a low-profile car: Flashy luxury cars can quickly become targets for carjackers. But a smart, sensible car is more likely to be overlooked. READ MORE >>

Wednesday, July 24, 2013

How to Save Money on Insurance When You Own More Than One Car

The modern family often includes two or more drivers, and the cost of running a household's vehicles can become prohibitive if efforts aren't made to find discounts wherever possible. You and your family could be paying far more than you need to for insurance coverage, but taking advantage of spe... READ MORE >>

Friday, April 12, 2013

Small Business and Auto Insurance: Five things you should know

If you are a small business owner you may find yourself wondering about the need to carry commercial insurance for your automobile.  Many self-employed small business owners assume they don't need commercial auto coverage if they are using their personal car, particularly if the business is home-based. READ MORE >>

Friday, March 15, 2013

Can a Seat Belt Violation Raise my Insurance Rates?

If you live in a state that requires drivers to carry McAllen auto insurance, you most likely want to find the least expensive premiums. If you have a good driving record, this shouldn't be a concern. However, if you are charged with one of several violations, your insurance rates may go up. READ MORE >>

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