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Commercial InsuranceWhen you're on a jobsite, it's important to protect the public from danger. While you think the active construction may be a sign for people to stay away, there is still a good chance someone will find a way to get hurt and try to sue you. To protect yourself from general liability insurance claims, take these steps to protect your jobsite.

Secure Overhead Work

If you'll be working overhead — such as on a roof or the side of a building — take steps to secure your work area. Close off the walkways below, or place scaffolding over them. Use spotters to look out for people coming from unexpected places. When deciding how large of an area to secure, remember that the higher up you are, the more horizontal distance an item can travel as it falls.

Don't Assume Signs Are Enough

If you only use posted signs to keep people out of the danger areas, they may not see them as they walk by with their heads buried in their phones. Or people who are just too impatient to go a few feet out of their way might just ignore the signs and keep walking. Use physical barriers, such as caution tape and fencing. This way, they can't claim that they didn't see the signs or know they were entering a restricted area.

Provide Lighting

Your work may require you to turn off some lights. However, this creates a greater risk of people tripping and falling or. And if you’re working outdoors, it increases the risk of you getting mugged. Either make sure you keep the normal lights working from dusk to dawn or use temporary lighting.

Work With Building Management

Work with the building's management to communicate the work you're doing and what tenants should do during that time. If they know an entrance will be closed ahead of time, they're more likely to go directly to the detour than to try to get around your barriers. In addition, some people are more willing to listen to their landlord or boss than a construction worker is.
The bottom line is this: Doing a little extra preventive work is easier than making a general liability insurance claim.
Posted 11:47 AM

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Raymond Longoria Insurance
2025 N Conway Ave
Mission, TX 78572
Phone: (956) 581-1034
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