Call Us 888-296-0345 ☰ ˟
Logo
Get A Quote
Get A Quote Call Us 888-296-0345
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Mexican Auto Insurance
    • Business & Commercial
    • Health
    • HomeownersImage of right arrow
      • Homeowners Information
    • Life
  • Customer Service
  • Make A Payment Now
  • Resources
    • Make a Payment
    • Secure File Area
    • Refer a Friend
    • Companies We Represent
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About Us
    • Employee Directory
    • Privacy Policy
    • Rio Grande Valley InsuranceImage of right arrow
      • Auto Insurance in Rio Grande Valley, Texas
  • Contact Us
    • Contact Us
    • Location Map
    • Join Our Newsletter
  • Blog
Auto and Home Icon

Workers' Comp

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Motorcycle

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

RV

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

Flood

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Does Workers Compensation Insurance Pay For Medical Expenses?
TUESDAY, DECEMBER 31, 2019

Does Workers Compensation Insurance Pay For Medical Expenses?

Workers CompensationWorkers compensation insurance is most commonly known to function as a monthly income to help an employee cover their expenses after being injured on the job, leaving them unable to work. But, the scope of workers compensation extends beyond just getting the bills paid.

Workers Compensation Insurance Will Cover Medical Needs

Workers compensation payouts are intended to help protect the worker from financial ruin following an injury. This means that lost income will be covered (usually in the amount of two-thirds of the employee's typical paycheck). But so will the cost of diagnosing and treating the injuries suffered in the line of duty.

You Don't Need To Have Been Injured At Work To Collect Workers Compensation

If you were performing duties on the clock for your employer and you suffered an injury, you should be covered — even if the injury did not technically take place on the employer's business property. For instance, if you are injured while out picking up supplies, you may be covered.

The List Of Exceptions Is Short

Workers compensation insurance is there to protect the worker and the employer. The exceptions — where workers compensation is not offered for an injury — are fairly drastic:
  • You won't be covered in the event of self-inflicted injuries.
  • You won't be covered if you were injured while committing a crime.
  • You won't be covered if you were not following company policy.
  • You won't be covered if you're not actually working. This means that if you're visiting friends on the jobsite on your day off and you are injured, your employer might be able to pay your medical bills through general liability, but you shouldn't expect monthly workers compensation payments.
Workers compensation insurance is intended to ensure that the employee's financial needs is covered while they are unable to work. So of course, that will include medical expenses.
Posted 9:36 AM

Tags: workers compensation
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • insurance(40)
  • texas(23)
  • laredo(22)
  • coverage(21)
  • business insurance(18)
  • auto insurance(18)
  • tips(15)
  • life insurance(13)
  • workers compensation insurance(10)
  • health insurance(9)
  • home insurance(8)
  • general liability insurance(8)
  • raymond longoria insurance(8)
  • flood insurance(7)
  • savings(6)
  • laredo tx insurance(6)
  • safety(6)
  • workers compensation(5)
  • mcallen(5)
  • rv insurance(4)
  • mcallen auto insurance(4)
  • protection(4)
  • car insurance(4)
  • homeowners(4)
  • home(4)
  • mcallen car insurance(3)
  • homeowners insurance mcallen(3)
  • policy(3)
  • flood(3)
  • claims(3)
  • home insurance mcallen(3)
  • motorcycle insurance(3)
  • laredo life insurance(3)
  • children(3)
  • flooding(3)
  • mcallen homeowners insurance(3)
  • boat insurance(3)
  • premiums(3)
  • mcallen home insurance(3)
  • mission(3)
  • car insurance mcallen(2)
  • edinburg auto insurance(2)
  • flu season(2)
  • costs(2)
  • liability(2)
  • accidents(2)
  • auto insurance mcallen(2)
  • hurricane insurance(2)
  • damage(2)
  • cost(2)

View Mobile Version

Contact Us Today!
888-296-0345

Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

2025 N Conway Ave.
Mission, TX 78572

Phone: (956) 581-1034 | Toll-Free: (888) 296-0345
© Copyright. All rights reserved. | Powered by Insurance Website Builder