Call Us 888-296-0345 ☰ ˟
Logo
Get A Quote
Get A Quote Call Us 888-296-0345
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Mexican Auto Insurance
    • Business & Commercial
    • Health
    • HomeownersImage of right arrow
      • Homeowners Information
    • Life
  • Customer Service
  • Make A Payment Now
  • Resources
    • Make a Payment
    • Secure File Area
    • Refer a Friend
    • Companies We Represent
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About Us
    • Employee Directory
    • Privacy Policy
    • Rio Grande Valley InsuranceImage of right arrow
      • Auto Insurance in Rio Grande Valley, Texas
  • Contact Us
    • Contact Us
    • Location Map
    • Join Our Newsletter
  • Blog
Auto and Home Icon

Workers' Comp

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Motorcycle

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

RV

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

Flood

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Do Paint Stores Have Safety Risks?
THURSDAY, JANUARY 10, 2019

Do Paint Stores Have Safety Risks?

Your passion is selling painting supplies. You might sell to artists, contractors and anyone else wanting to spruce up their surroundings. You might think that operating the business will be a breeze. You don’t likely expect problems to come along that harm your clients, after all. However, the issue is thatrisk management sign unforeseeable accidents could happen any time. When they do, you and impacted clients might suffer financially. What are some of these common safety risks?

It is imperative that every paint store carry liability insurance. Among your coverage you should have property damage and bodily injury protection. These policies can protect you, your business and third parties from the financial effects of harmful occurrences.

Liabilities Present in Paint Stores

A liability is the risk you pose to others. In a business sense, liabilities usually involve the threats of harm you pose to clients. While you might think running a paint supply store doesn’t pose a lot of threats to your clients. However, the key here is that accidents can happen anywhere, at any time.

Some of the common risks in your paint store might be:

  • Toxic exposure to paint chemicals or other hazardous substances.
  • Fall risks from paint spills, cluttered walkways or wet floors.
  • Head injury risks from falling objects.
  • Personal injury risks related to the use of an automated paint mixer.

Other more generalized risks will also threaten. These might include fall risks in bathrooms or on uneven surfaces. You’ll want to do everything you can to prevent such accidents at any time. Keep your store space clean, and don’t hesitate to post warnings about the proper use of the facility.

The Insurance for Your Needs

If an accident does impact a client, they could face medical bills, lost income and pain and suffering. They might hold you responsible or even sue you for damages. If they take such action, your store could stand to lose out as you try to settle the losses. Yet, if you have commercial liability insurance, you might be able to cut these cost burdens.

Commercial liability policies often cover:

  • Bodily injuries sustained by customers in the establishment.
  • Property damage you cause through handling someone else’s belongings.
  • Personal injuries such as libel, slander or advertising injury

It’s generally mandatory that you must have this protection in place in your paint store. If you do, you can often keep your business and your clients protected in case of sudden accidents. Therefore, make establishing the correct coverage a priority this year.

Also Read: Texas Workers Compensation for Small Businesses

Posted 11:21 AM

Tags: business insurance, general liability insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • insurance(40)
  • texas(23)
  • laredo(22)
  • coverage(21)
  • business insurance(18)
  • auto insurance(18)
  • tips(15)
  • life insurance(13)
  • workers compensation insurance(10)
  • health insurance(9)
  • home insurance(8)
  • general liability insurance(8)
  • raymond longoria insurance(8)
  • flood insurance(7)
  • savings(6)
  • laredo tx insurance(6)
  • safety(6)
  • workers compensation(5)
  • mcallen(5)
  • rv insurance(4)
  • mcallen auto insurance(4)
  • protection(4)
  • car insurance(4)
  • homeowners(4)
  • home(4)
  • mcallen car insurance(3)
  • homeowners insurance mcallen(3)
  • policy(3)
  • flood(3)
  • claims(3)
  • home insurance mcallen(3)
  • motorcycle insurance(3)
  • laredo life insurance(3)
  • children(3)
  • flooding(3)
  • mcallen homeowners insurance(3)
  • boat insurance(3)
  • premiums(3)
  • mcallen home insurance(3)
  • mission(3)
  • car insurance mcallen(2)
  • edinburg auto insurance(2)
  • flu season(2)
  • costs(2)
  • liability(2)
  • accidents(2)
  • auto insurance mcallen(2)
  • hurricane insurance(2)
  • damage(2)
  • cost(2)

View Mobile Version

Contact Us Today!
888-296-0345

Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

2025 N Conway Ave.
Mission, TX 78572

Phone: (956) 581-1034 | Toll-Free: (888) 296-0345
© Copyright. All rights reserved. | Powered by Insurance Website Builder