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Home > Blog > Raymond Longoria Insurance Blog Page 9
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Raymond Longoria Insurance Blog Page 9

View the latest blog posts from Raymond Longoria Insurance.

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Thursday, December 31, 2015

Business Insurance Considerations: All-Risk Policy or Peril-Specific Policy?

When purchasing commercial property insurance as a component of your business insurance, you'll need to take into consideration the many details of such a policy. This type of coverage helps protect your business from loss and damage related to the property itself. This may come from incidents such as hail storms, wind damage or fire. READ MORE >>

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Wednesday, November 25, 2015

Whole Life Insurance vs. Term Life Insurance

Making a decision about what type of life insurance is right for you is complex. Numerous factors play a role in this decision, especially as it relates to what you hope the policy will offer. Take a look at two of the main types of life insurance people purchase today. READ MORE >>

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Thursday, October 15, 2015

Does a Seatbelt Ticket Raise Your Insurance Rates?

Across the country, drivers and front seat passengers must buckle up for safety, or risk being ticketed. You've probably heard of the "Click It Or Ticket" initiative, but how does it affect you specifically? Some people worry that one seatbelt ticket may result in higher auto insurance premiums, which is an unsavory effect. READ MORE >>

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Wednesday, September 30, 2015

Child-Only Health Plans

The Affordable Care Act made a lot of changes to the healthcare industry, some of which apply directly to child-only health plans. These policies—designed to provide health benefits strictly to insured kids—are now available to children in every state. READ MORE >>

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Friday, August 7, 2015

Summer Travel Tips for the RV Crowd

We're well into summer and plenty of families are hitting the road in their RVs! Before you think about all the adventures in store, take some time to prepare for your trip. There are a few things you must do in order to make sure your RV is in good working order to help prevent mishaps on the road. READ MORE >>

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Wednesday, July 8, 2015

Advice For New Motorcyclists

Have you had your eye on a shiny, new bike for some time now? Ready to ride through the sunshine and wind? Thousands of people enjoy motorcycling, whether as a primary mode of transportation or as a hobby. But before committing to the purchase of a motorcycle, there are a few things you should consider. READ MORE >>

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Tuesday, June 2, 2015

3 Key Elements to Boat Insurance

With summer's arrival, many people are preparing to fire up the barbecue, inflate the pool floaties and launch the family boat for months of fun and recreation. According to the National Marine Manufacturers Association, approximately 88 million people in the United States participate in recreational boating. READ MORE >>

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Tuesday, May 5, 2015

Busting 3 Common Flood Myths

Though certain areas are more prone to flooding, floods can happen anywhere and at any time. In fact, floods are the most common natural disaster in the country—and the most expensive disaster to recover from. But many people think that flood insurance is unnecessary because of various things they hear, whether true or not. READ MORE >>

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Friday, April 3, 2015

How to Find the Best Auto Body Shop to Fix Your Car

An accident is a stressful ordeal — and after the initial shock, you have to get down to dealing with the aftermath. That means finding a body shop to fix the damage to your vehicle. There are many choices, so how do you make sure you find the right business for the job? READ MORE >>

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Tuesday, March 3, 2015

How to Avoid the Most Common RV Insurance Claims

The most common claim on an RV insurance policy is body damage of varying types. These are almost always preventable, yet they can increase your premiums. Especially if you only take your RV out a few times a year, it's hard to get used to driving something that large. One of the first considerations is the height of your RV. READ MORE >>

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