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Home > Blog > Raymond Longoria Insurance Blog Page 4
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Raymond Longoria Insurance Blog Page 4

View the latest blog posts from Raymond Longoria Insurance.

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Wednesday, August 5, 2020

5 Most Common Workers Compensation Claims

  Different jobs come with different risks but may overlap when it comes to the injuries employees may suffer on the job. Normal sprains and strains, for example, can happen at nearly any job, even those that aren’t particularly physically demanding. READ MORE >>

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Wednesday, February 26, 2020

Do I Need To Cover My Freelancers With Workers Compensation Insurance?

There are plenty of successful businesses without a single full-time employee. These are businesses that rely entirely on the contributions of freelancers and contract work. Overhead for these businesses is considerably lower than it is for companies with fulltime staff on-hand. READ MORE >>

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Thursday, January 23, 2020

How To Secure Your Jobsite To Avoid Third-Party Injury Lawsuits

When you're on a jobsite, it's important to protect the public from danger. While you think the active construction may be a sign for people to stay away, there is still a good chance someone will find a way to get hurt and try to sue you. To protect yourself from general liability insurance claims, take these steps to protect your jobsite. READ MORE >>

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Tuesday, December 31, 2019

Does Workers Compensation Insurance Pay For Medical Expenses?

Workers compensation insurance is most commonly known to function as a monthly income to help an employee cover their expenses after being injured on the job, leaving them unable to work. But, the scope of workers compensation extends beyond just getting the bills paid. Workers Compensation Insurance Will Cover Medical Needs READ MORE >>

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Tuesday, November 19, 2019

Do You Need General Liability Insurance When Using a Shared Office Space?

When you own a building, it may make sense to buy a general liability insurance policy, so you don't lose the building in a lawsuit. If you're only renting a small space in a shared building, it may seem like you have little to no risk. But there are several reasons you may need to buy general liability insurance. READ MORE >>

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Monday, October 14, 2019

What's Covered (and Not Covered) by Workers Compensation Insurance

Workers’compensation insurance can protect your business and employees from financial loss. It covers an employee that contracts an illness or gets hurt due to a job-related event. This type of insurance pays medical bills and lost wages and may even cover the cost of occupational rehabilitation. READ MORE >>

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Sunday, September 15, 2019

What Factors Play a Role in General Liability Insurance Cost

How much is general liability insurance for your company? Most of the time, the answer to this is “it depends.” That’s because there are numerous factors that play a role in how much you can expect to pay for insurance coverage. Your agent can offer a quote to give you some insight. READ MORE >>

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Monday, August 5, 2019

Should a Sole Proprietorship Buy Workers' Compensation Insurance

Workers’ compensation insurance is a valuable investment. Companies with employees benefit from it. The workers within those companies also benefit. Yet, if you own a very small business, you may not be sure it is worth the investment. It’s important to understand how workers’ compensation can help you and when it applies. READ MORE >>

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Thursday, July 11, 2019

General Liablity Insruance for Health Providers

Health providers, such as those offering chiropractic services, wellness products, or fitness programs, need to have comprehensive general liability insurance. This insurance keeps you protected if your customers or clients suffer harm because of your mistakes. READ MORE >>

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Wednesday, June 5, 2019

Workers' Compensation for Workplace Violence

Workplace violence can occur anywhere. Most business owners believe they create a safe environment for their workers. Yet, there are times when acts of violence can occur. If someone hurts your employees, are you responsible for their losses? In some situations, the answer is yes. READ MORE >>

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