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Home > Blog > Raymond Longoria Insurance Blog Page 3
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Raymond Longoria Insurance Blog Page 3

View the latest blog posts from Raymond Longoria Insurance.

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Tuesday, June 1, 2021

Creating an Employee Benefits Program

While providing employees a fair paycheck is their main motivation for working, many people also seek to work for a business that offers comprehensive benefits. In fact, studies have proven that offering employee benefits is one of the best ways to retain a dedicated staff and attract new top talent. READ MORE >>

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Wednesday, May 19, 2021

Why To Consider Single Premium Life Insurance

Most people pay for insurance every month. Some people pay quarterly, semi-annually or yearly. If you choose to buy a single-premium life insurance policy, then you usually pay one large premium at the time you enroll in coverage. After that, you don't have to pay again.   READ MORE >>

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Friday, April 23, 2021

Is Flood Insurance Required in Texas?

If you live near the south or especially along the coast, you likely face some measure of flood risk. Floods can occur due to heavy rains even outside of coast states, so it is important that you speak with an insurance agent about possibly adding flood insurance to your home insurance policy.  READ MORE >>

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Thursday, March 4, 2021

The Good Student Discount

The Department of Motor Vehicles reports that the crash rate for those between the ages of 16-19 is 2.7 times greater than that of the average driver. This means teenagers and young adults often face hefty auto insurance premiums because, they are more likely to get into car accidents. READ MORE >>

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Monday, February 15, 2021

Cash Value Homeowners Insurance

Protecting your home can be costly. Homeowners unsure about expensive premiums may want to consider a more affordable cash-value policy.   How a Cash-Value Policy Works  All homeowner policies routinely cover household contents, but how these contents are covered varies greatly depending on the type of insurance. READ MORE >>

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Friday, January 15, 2021

Can You Go to the Hospital Without Health Insurance?

The idea of getting medical assistance without health insurance is nerve wracking. Healthcare seems to only grow in expense year to year and it can be difficult to find an affordable policy to cover you and your family. However, there are some circumstances where you must seek medical attention no matter what. READ MORE >>

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Thursday, December 31, 2020

How Many Life Insurance Policies Can You Have?

Since life insurance is designed to cover your loved ones when you are no longer around, it is crucial to have the right amount of coverage in order to provide for those who matter most. As such, some individuals consider adding more than one life insurance policy.  READ MORE >>

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Wednesday, November 25, 2020

Understanding Flood Insurance Structure Coverage

If you live in a flood zone, then you might have a requirement to buy flood insurance. Many people buy plans that are backed by the National Flood Insurance Program (NFIP), the U.S. government’s insurance pool that makes flood insurance attainable for those who need it.  READ MORE >>

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Tuesday, October 27, 2020

Do I Have to File a Car Insurance Claim After an Accident?

Car accidents can be frightening even long after they’re over, and many people wish to file an insurance claim immediately. Some, however, may not want to file a car insurance claim immediately. There are many reasons you may not want to file a claim, such as if you have already had a recent claim or had another accident just drop off of your record. READ MORE >>

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Wednesday, September 23, 2020

Common Property Liability Claims Against Businesses

When businessowners look for general liability insurance, the primary focus is on bodily injury, such as customers slipping and falling. There is another part of general liability insurance, however: property liability. Property liability coverage provides compensation for damages to another person’s policy that may be caused by the business. READ MORE >>

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