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Home > Blog > Raymond Longoria Insurance Blog Page 3
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Raymond Longoria Insurance Blog Page 3

View the latest blog posts from Raymond Longoria Insurance.

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Thursday, December 6, 2018

Five Medical Evaluations That Delay Employee Returns

Every year, injured employees create expenses for business management. Workplace safety is important—but employee recovery is more important. The 10 most common workplace injuries cause 3.3 million employees to lose work hours every year. What are these? What can you do to avoid them? READ MORE >>

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Friday, November 9, 2018

Top 5 Industries That Need General Liability Insurance

One of the first steps you should take when starting a small business is to schedule an appointment with your local insurance agent. Why? You need commercial insurance, specifically, general liability insurance. Certain niches and industries require more coverage than others. READ MORE >>

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Monday, October 8, 2018

Why Workers' Compensation is Not Optional

If one of your employees gets hurt on the job, you might have to repay them using workers’ compensation. This is extremely valuable coverage. In fact, workers’ comp is one of the most important types of protection a business in Texas can carry. Why is this? How does it work? READ MORE >>

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Wednesday, September 12, 2018

What Determines if You Are Legally Liable for a Mistake in Your Business

A small to medium business can suffer significant financial loss when employees make mistakes. Knowing when you are liable for these mistakes is essential. Your general liability insurance can help cover them, but understanding your liability itself is essential. When is your company financially responsible for these types of mistakes? READ MORE >>

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Wednesday, August 15, 2018

4 Steps to Take After Being Injured at Work

Nobody wants to be in an accident while at work. However, each month thousands of employees across the United States find themselves injured. That’s why it is important to know what to do after you're hurt. You can take the steps involved in filing a workers' compensation insurance claim. READ MORE >>

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Tuesday, July 17, 2018

Expanding General Liability Insurance With Umbrella Coverage

A single lawsuit from a client could put your business in a position you cannot afford. That’s where general liability insurance can come in handy. However, it’s not a cure-all. Even the broadest liability insurance has its limits. Still, there are ways small business owners can expand traditional liability limits. READ MORE >>

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Friday, June 8, 2018

What Is a Safety Program – And Why Does It Save You Money?

Safety is critical in every business environment. Sometimes, this means doing things the hard way. It can sometimes mean spending more money or time accomplishing tasks.  However, keeping workers safe is always a priority. One way to do so is through a worker safety program. READ MORE >>

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Thursday, May 10, 2018

The Difference Between Personal Injury and Bodily Injury Coverage

When getting general liability insurance, you might see that it offers bodily injury coverage and personal injury coverage. These types of protection might seem similar if you only look at the names. However, these policies have very distinct differences. You should not attempt to use one type of coverage in  place of the other. READ MORE >>

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Tuesday, April 10, 2018

Workers Compensation for Mold Exposure

Workers’ compensation insurance provides financial protection to workers. It helps cover any losses experienced as a result of working in a specific location. Many people expect it to cover broken bones and other injuries. However, it also often covers illness.  READ MORE >>

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Wednesday, March 14, 2018

Determining Your Life Insurance Beneficiary

When you die, you’re going to want to leave instructions for your survivors on how to handle your estate. If you have life insurance, you will include this policy as one of the assets that survives you, and for good reason. It can serve as a valuable financial tool to help survivors pick up the pieces following your death. READ MORE >>

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