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The holidays often means sharing your home with more people. It can be a fantastic way to spend time with loved ones. Friends gather. Even coworkers are welcome. Yet, with more people also comes higher risk. Homeowners can take steps now to protect themselves and others from such risks. READ MORE >>

It may surprise you, but most home insurance policies don't cover flood damages. Insurance often considers flooding to be any type of water damage, regardless of cause. It's important to keep this in mind, as a flood can come from more than just heavy rain. READ MORE >>

Whether you're moving across the country or you're just spending some time hauling items for your campsite, having a motorhome can be very valuable. Adding a trailer gives you more room to carry larger items, and this can be one of the best ways to bring along large amounts of furniture or belongings. READ MORE >>

When it comes to purchasing a home, most people are excited. In particular, first-time home buyers are thrilled throughout the process. From house hunting to collecting paint swatches, every aspect of the process is welcomed to them. READ MORE >>

Has anyone ever talked with you about the water lines going to the toilets in your house? If not, you might want to pay close attention to this information! Those little lines in the back of the toilet connect the water line to the rest of your toilet. Each has a shut off valve. READ MORE >>

Mortgage companies require most people buying a home to purchase home insurance, and for good reason. Your home is likely to be your biggest investment, and it should have adequate coverage in the event of fire, theft, natural disasters or some other emergency. READ MORE >>

As the weather warms, kids once again can enjoy outdoor fun. Kicking around a soccer ball or climbing on a jungle gym is fun for many, but the houses with swimming pools and trampolines often become the most coveted hangout spots in the neighborhood. READ MORE >>

Are you wondering if your standard homeowners policy covers your personal assets along with the structure of your home? The answer is yes, to an extent. Most homeowners policies come with contents coverage up to 50 to 70 percent of the amount of coverage on your home. READ MORE >>

There is something reassuring in knowing that your home and its contents are protected against loss or damage, and that is why a refused claim can be such a devastating experience to endure. Home insurance is complex, and a policy is a legally binding contract that holds within it several clauses and conditions that you need to be aware of. READ MORE >>

According to Investopedia, a restrictive covenant is a clause in a deed that defines and limits what the owner can do with their property. One thing to note about a restrictive covenant is that surrounding property owners, or a homeowners' association, can take the case to court to enforce the restrictions. READ MORE >>

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Raymond Longoria Insurance
2025 N Conway Ave
Mission, TX 78572
Phone: (956) 581-1034
Toll-Free: (888) 296-0345