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Raymond Longoria Insurance Blog: flood insurance

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It may surprise you, but most home insurance policies don't cover flood damages. Insurance often considers flooding to be any type of water damage, regardless of cause. It's important to keep this in mind, as a flood can come from more than just heavy rain. READ MORE >>

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

Though certain areas are more prone to flooding, floods can happen anywhere and at any time. In fact, floods are the most common natural disaster in the country—and the most expensive disaster to recover from. But many people think that flood insurance is unnecessary because of various things they hear, whether true or not. READ MORE >>

Many homeowners think that if they have home insurance, they're covered against any and all damages. However, it's important to understand what flood insurance can do for you — as well as its limitations — in order to determine if it's worthwhile to add this coverage to your personal insurance portfolio. READ MORE >>

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Raymond Longoria Insurance
2025 N Conway Ave
Mission, TX 78572
Phone: (956) 581-1034
Toll-Free: (888) 296-0345