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Raymond Longoria Insurance Blog: auto insurance

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When getting general liability insurance, you might see that it offers bodily injury coverage and personal injury coverage. These types of protection might seem similar if you only look at the names. However, these policies have very distinct differences. You should not attempt to use one type of coverage in  place of the other. READ MORE >>

Everyone needs to take care of their car. Part of this involves knowing how seasonal environmental changes effect the vehicle. Though durable, vehicles can sustain damage when exposed to harsh winter weather.  You might have to foot the bill for expensive repairs if you don’t take care of your car during the winter. READ MORE >>

You've heard about the importance of being honest with your auto insurance carrier. Simply, you need to provide accurate information any time you speak to them. If not, you could be committing insurance fraud. It's important to know what this type of fraud is. READ MORE >>

No, that isn't snow landing on your lawn. Hail is perhaps one of the strangest and most dangerous weather phenomena there is. It can strike suddenly and cause major damage. Cars are particularly vulnerable to hail damage. Repairs can be expensive. Luckily, most car insurance policies cover hail repair under their comprehensive coverage section. READ MORE >>

You'e been in a car accident and the damage is significant. What can the insurance company do for you? Depending on the circumstances of the incident, as well as the type of auto insurance you have, your insurer may provide you with the ability to get repairs taken care of by paying a mechanic or auto body shop for them. READ MORE >>

A brand new car fresh off the lot is a big investment. The value of the car is much higher than it will be in a few years. Plus, you may have a loan on the vehicle or you may be financing it. Either way, the holder of that loan wants to ensure their investment is protected. READ MORE >>

Across the country, drivers and front seat passengers must buckle up for safety, or risk being ticketed. You've probably heard of the "Click It Or Ticket" initiative, but how does it affect you specifically? Some people worry that one seatbelt ticket may result in higher auto insurance premiums, which is an unsavory effect. READ MORE >>

An accident is a stressful ordeal — and after the initial shock, you have to get down to dealing with the aftermath. That means finding a body shop to fix the damage to your vehicle. There are many choices, so how do you make sure you find the right business for the job? READ MORE >>

When the subject of distracted driving arises, most people think of talking or texting on the phone, fiddling with the radio or setting the GPS. But one of the biggest distractions is the kids in the car with you. If you're planning a road trip with the family, be intentional about keeping kids from becoming a distraction in order to get to your destination safely. READ MORE >>

You’ve heard it over and over again—texting while driving is dangerous. But while some people take it to heart, others ignore the statistics that report over 1.6 million texting-related car accidents per year. As smartphones become more intertwined with our daily routines, states have implemented penalties to circumvent the growing rate of accidents. READ MORE >>

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Raymond Longoria Insurance
2025 N Conway Ave
Mission, TX 78572
Phone: (956) 581-1034
Toll-Free: (888) 296-0345